Month: July 2017

The Basics: How To Save Money On Groceries

There are a lot of people going shopping and looking for discount on groceries. This can become one of the biggest expenses in the home, but there are definitely other ways to save and spend much less when it comes to the money that is spent.

One of the best ways that a person can save money at the grocery store is by clipping coupons. This is always going to be at the top of the list when it comes to saving because a person can save on many different items that they may be using. It may be possible to even find coupons inside the store in different aisles on certain products that you like. Coupons are always going to make it easier for people to save money, but even more can be saved if they are going to grocery stores that have double coupon days.

A lot of people are interested in brand names, but it may also be possible to save money on food in the home by considering food that is not part of a name brand lineup. There are a lot of considerable store brands that may taste just as good as the name brands that are being purchased.

People definitely have to consider this because that can play a big part in the amount of money that is saved. Grocery shoppers do not have to cut out all of their name brand food items, but it definitely can help shopper save as much as half of the total amount that they are spending on a certain products if they will simply consider the benefits of acquiring some store brands.

Grocery shoppers should also take the time to look for the sales. It is obvious that one can save during big holidays like the 4th of July or Thanksgiving when many people are buying large amounts of food to feed families, but there are other times throughout the month where people can save just as much as well. Shoppers just have to be mindful of the coupons and the ads that are available in certain grocery store advertisements.

There are a lot of opportunities for shoppers to get buy one, get one free deals if they buy a certain brand. Sometimes it may be worth it to actually consider another type of cereal or type of chips if you are trying to save money. There may be deals on certain beverages that may not particularly be the beverages that you would buy on a regular basis, but the sale on these items can lower your grocery bill.

Lastly, it can be a great idea to check out the advertisements and actually compare the prices between different grocery stores. Every store is not going to offer the same food for the same price. Sometimes the difference is so miniscule that it may not be worth your time to choose one store over the other. At other times, however, there may be a great difference in the pricing and it may be worth the effort to get out of your comfort zone and shop at a another grocery chain to save money.

Tips For Saving Money On Your Next Trip

You may save quite a lot of money on your next trip, and you will feel as though you have planned for a trip that is half the cost you thought. You may take a number of steps that will save you money, and you will find that your trips are much more fun because you have access to money that may be used on the trip. You are free to spend your money any way you like, and these few tips will ensure that you are saving as much money as possible.

#1: Reduced Fare Airlines

You must choose from reduced fare airlines that will give you brilliant fares to your final destination. You must be willing to look at airlines that offer a stop on your trip, and the trip may be much cheaper than it would have been otherwise. You are wise to shop far in advance before the trip, and you will notice that all the fares are cheaper when you are planning before the trip starts.

#2: Consider The Train

You may beaches the chance to take a train trip to many destinations for far less than you may travel on a plane. The train trip is quite a lot of fun, and it is much cheaper in many cases. You may consider a party bus or similar bus line, and you may choose from a number of lines that will take you where you want to go.

#3: Choose Conference Hotel Rates

There are many hotels that will give you a conference rate when a conference is in-town, and there are many that will give you a discount if you call and ask the front desk. The front desk will give you a better rate because they want you to come visit them, and they will offer better customer service if you are traveling for a specific purpose.

#4: Choose Local Restaurants And Shops

Shopping local will help you save money when you are on your trip, and you will run across many local businesses that you may want to support in the future. It is much easier for you to have a lovely time on your trip when you are going to locations that offer local hospitality.

#5: Use A Travel Agent

You must use a travel agent who knows the area you wish to travel to, and they will show you the best places to stay, the attractions to choose and places to eat. Your travel agent will save you quite a lot of money, and they will save you even more time. This is an important part of the travel process, and it prevents you from doing all the work on your own.

There are many people who will enjoy using the travel agency or simply shopping smart online. You may search for ways to save money that work for you and your travel planning style. You will alter everything just a bit to ensure that you are not spending too much.

Summer Vacation Money Saving Tips

How do you save money when traveling during the summer?  Well, here’s a step-by-step guide.

Step 1.  Airfare:  First, you have to get there, right?  The question that most people have on their mind is how to get the lowest fare.  The new lowest fare, for both international and domestic flights, is called, The Super Economy Fare.  They are the new, no frill, seats.  How do you know if you have one?  Well, they will not only be the lowest priced, but they will also, have you board the flight last.  Why? Because they are the last 2 -4 rows.  This means they are the seats by the bathroom.  They come with an absolutely, no refund-no exchange policy.  If you are certain you are going and don’t mind the above, then you will save some serious change.  Before purchasing, if you are an online, do-it-yourselfer, I recommend that you contact the airlines or a travel agent.  The seats have a code attached to them that you cannot see.  They can decipher the code and check it for you.  Finally, the airlines may limit your carry-on bag to zero.  There is, however, a way around it, shown in Step 2.

Step 2.  Amount of Luggage:  Purchase a luggage jacket.  It is a front-zippered jacket with both inner and outer pockets.  Some of the pockets are long, short, wide and narrow.  The pockets are expandable.  They are quite fashionable.  The vests are thigh length, colorful and chic, with long, short or no sleeves.  Now, you don’t have to carry on any luggage at all, or at the very least, you can get your two bags down to one.  Since they are re-usable, you will earn your small investment back in no time.  Once you arrive at your destination, you can empty those pockets and refill them with your passport or credit cards.  Look on the net under, Travel Jacket, for your favorite style.

Also, weigh luggage before you leave home and subtract five pounds.  This is because the airlines scales can be a bit off.  You may be able to get them to re-calibrate their scales by asking them.  Even better, just request a different scale. This can be a huge money-saver.

Step 3.  Travel Insurance: Simply put, not recommended.  Why?  Because you have to go through a lot to get reimbursed and even then you may not.  They also come with pages and pages of conditions.  If you insist on getting it, read the Terms and Conditions, line by line.  They are sold with loopholes in favor of the Insurance Company and are pushed heavily by travel agents and the airlines.  They are a huge profit for them.  Instead, check out the membership cards and your own credit cards. Many people do not know that certain American Express comes with it.  Those dollars that you just saved can now be used for an upgraded, not so restrictive, airfare or for more fun in the sun.

Step 4.  Hotels:  How to save money on your hotel is easy.  Request from the hotel the room that is the most restrictive in change-ability.  You will get the room at the rock bottom, lowest price.  These will be the rooms with the no refund-no exchange policy.  Now that you’re at that price, check to see if you can upgrade to the same room type but with less restrictions.  To find them you can go online or have your travel agent search and compare for you.  If you decide to call the hotel, use their direct number.  The 800 or 866 numbers are usually out-sourced.  The reservationists may not be provided the proper codes to book them.

Step 5.  Apps:  Need a City Guidebook now that you’re there?  Download a free App!  Simply say the Destination City plus the word Guidebook.

Now, with these five easy steps, you’ve saved quite a bit of cash.  You can now enjoy the summer with more money left on your card.

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